About Us - Dinar Consultants Agency (DCA)

Achmade Zakry Ghazali ,
Founder of Dinar Consultants.
“We are more than a service. We are a resource for our clients. They rely upon us to address their investments because of our depth of expertise as well as our national network of contacts in the corporate, entrepreneurial, and public sectors”.

Dinar Consultants
In December 2005, Dinar Consultants was founded by a young potential entrepreneur, Achmade Zakry Ghazali, to provide high quality cutting edge Unit Trust Investment superb service for its valued clients and continuous training for its unit trust consultants. Dinar Consultants is a direct agency under the management of an award-winning agency, Sterling Consultants Agency.

In both the Islamic funds and Conventional funds marketplaces, Dinar Consultants Agency is a respected resource for personal investors, corporate companies or even other financial consultants who seek our expertise. With Dinar Consultants as your unit trust consultant, you can conduct your unit trust transactions with confidence knowing your investment will be monitored regularly. We founded Dinar Consultants Agency to transform our knowledge into value for our clients. It is very satisfying to earn their trust, transaction after transaction.

Literal Meaning of Dinar
Dinar means gold or money, a unit of money widely used in Muslim countries.

Technical Meaning of Dinar
Dinar is a combination of two words, Deen ( Religion ) and Nar ( Hell ). It can be interpreted as money is good only if we use it for the good deeds. On the contrary, if we use money for the evil purpose, we’ll be burnt in the Hell. ( Nauzubillahi min zhaliq )

“...And there are those who bury gold and silver and
spend it not in the way of Allah: announce unto them a most
grievous penalty. On the Day, when it will (all) be heated in
the fire of Hell, and with it will be branded their foreheads,
their flanks, and their backs. (and it will be said unto them) :
This is the (treasure) which you buried for yourselves: taste
you, then, the treasures you buried”
( Surat at-Tawba : 34-35 )

Our Services
Individual & Corporate Unit Trust Investment
EPF ( KWSP ) Investment Scheme
Islamic & Conventional Investment
Retirement Planning or Children Education

Our Roles
· To create awareness among people about the importance of financial planning, encourage them to save their hard-earned money and invest wisely.
· To help clients analyse their financial situation, establish their investment goals and propose an investment plan.
· To continuously monitor and rebalance clients’ portfolio(s) to check on their investments' potential returns.
· To build a trusted relationship with clients by providing ethical and professional advisory services.
· To continuously upgrade skills and knowledge with the aspiration of being a ‘value-creating’ consultant.

Our Vision
We are a service-oriented team of diverse unit trust well-trained consultants, backed by the No.1 Unit Trust Company in Malaysia. It is our vision to meet and exceed our clients' expectations. We achieve this vision by combining our industry insight and unsurpassed technical expertise with faithful service - confident that, by doing so, we are enhancing the value of unit trust investments in a free economy.

Our Mission
As an agency of the No.1 Unit Trust Company in Malaysia, Dinar Consultants Agency adheres to and promotes "the standards of excellence" espoused by the Company.



Sterling Consultants
Meanwhile, Sterling Consultants was founded in 2004 by well trained leader, MFGAM Adi Sasteria Nurputra. Under his great leadership and strong supports from other team members, Sterling Consultants is one of the top agencies in The No.1 Unit Trust Company in Malaysia. It has been awarded for its strong performance by the Company since 2005.

Sterling Consultants is backed by its excellent networking agencies, such as Sterling Consultants 2 led by MFGAM Amylia Shariza, NetWorth Consultants led by MFGAM Mohd Amin Yahya, Atrium Consultants led by MFGAM Hismazatul, GrowRich Consultants led by MFGAM Iskandar Zulkarnain, Titan Consultants led by MFAM Md Shah Muhaimin, MaxWealth Consultants led by MFAM Amri, Prodigy Consultants led by MFAM Sherry Arizal, Millionaire Warriors led by MFAM Mimi Mior, MFAM Hisham & MFAM Siti Uraidah, KAK Consultants led by MFAM Khairil Annuar Abd Kadir and last but not least Dinar Consultants Agency (DCA) led by MFAM Achmade Zachary Ghazali etc.

Sterling Consultants’ Credentials
Nationwide Achievements


2009 Awards

Champion Group Agency Manager 2009

Champion Mutual Fund Manager 2009

1st Runner-up Mutual Fund Manager 2009

Champion Mutual Fund Supervisor 2009

1st Runner-up Mutual Fund Supervisor 2009

Champion Mutual Fund Consultant 2009

Million-Dollar Producer 2009

2008 Awards

1st Runner-up Group Agency Manager 2008

1st Runner-up Mutual Fund Manager 2008

2nd Runner-up Mutual Fund Manager 2008 2nd Runner-up Mutual Fund Supervisor 2008

Top 6 & 14 Personal Sales Producer 2008

Million-Dollar Producers 2008

2007 Awards
Champion Agency Manager 2007
Champion Mutual Fund Agent 2007
1st Runner-up Mutual Fund Supervisor 2007
2nd Runner-up Mutual Fund Supervisor 2007
Top 4 & 10 Personal Sales Producer 2007
Million-Dollar Producer 2007

2006 Awards
Champion Mutual Fund Supervisor 2006
2nd Runner-up Agency Manager 2006
No 6 Personal Sales Producer 2006
Top New EPF Sales Award 2006
Million-Dollar Producer 2006

2005 Awards
Top Mutual Fund Agent 2005
Million Dollar Producer 2005

Achmade Zakry Ghazali,
http://dca2u.blogspot.com

Why Should You Choose Dinar Consultants ?

Consultant
Dinar Consultants Agency's team of consultant possess tremendous of experience managing individual and corporate investments for the Malaysia’s Number 1 Unit Trust Company. Individually, and as a group, they have distinguished themselves as sought-after experts and advisors in the unit trust investments and client management industries. With the Dinar Consultants team, you can be confident of receiving faithful service backed by unsurpassed expertise every step of the way.

Security
Dinar Consultants Agency is trustworthy. We manage millions of Ringgit Malaysia in escrow funds. We represent some of the most financially investors in the country, including:
§ VIPs and VVIPs
§ Politicians
§ High net worth people
§ Government servants and private workers

As investors, they trust Dinar Consultants Agency to manage and monitor their investment portfolio(s) with the highest integrity available.

ResponsivenessExceptionally knowledgeable specialists from our team of responsive, customer-focused professionals will attend to your every need and question confidentially with integrity and accuracy. Our top-quality services are thorough, and your need for privacy respected.

Expertise
Resourceful managers backed by a skillful team of agent guide the process, bringing to each transaction decades of expertise in unit trust investments. With confidence in our depth of experience, intellectual capital, and technical expertise, clients turn to us again and again to manage their investments and to solve their financial problems.

Resourcefulness
We are an entrepreneurial-driven group that can mobilize quickly. We are always accessible to respond to your needs. And thanks to our smart technology, we can handle transactions of any size or complexity at any one of our offices. We have about 25 offices in the country including Sabah and Sarawak.

Faithful Service
Our consultants are trained to provide a personal approach to courteous service and to follow strict controls and procedures, start to finish. We have exceptionally knowledgeable personnel and the best technology available today to provide top-quality service.

Achmade Zakry Ghazali,
http://dca2u.blogspot.com

Contact Us - Dinar Consultants Agency

Contact Information

" Taking care of business means taking care of you". That is why I work hard to assist you in selecting the appropriate investments :

Achmade Zakry Ghazali,
Dinar Consultants Agency,
11, Jalan Bangsar Utama 3,
Bangsar Utama, 59000,
Kuala Lumpur,
Malaysia.


Office Hours :
Monday – Friday : 9:00 a.m - 6:30 p.m
* Evenings and weekends by appointment.

Office : (603) 2283 5461
Fax : (603) 2283 5739
Mobile : (6013) 2121 200
Email : achmade.zakry@yahoo.com
Website : http://www.dca2u.blogspot.com 

Product & Services
• Individual & Corporate Investment
• EPF ( KWSP ) Investment Scheme
• Islamic & Conventional Investment
• Retirement Planning or Children Education

AZG
Achmade Zakry Ghazali

Achmade Zakry Ghazali,
http://dca2u.blogspot.com

As a unit trust consultant in Dinar Consultants, you’ll be in an excellent position to explore the largely untapped multi billion ringgit unit trust industry.

• Unlimited Income ( up to 7-figure annual income )
• Working in The No.1 Unit Trust Company in Malaysia
• Year-End Bonus
• Breakaway Bonus
• Equalization Bonus
• Career Benefits
• Profit Sharing for MFGAMs
• Free insurance coverage
• Loan subsidies (car & computer)
• On-going commission for beneficiaries
• Certificate in Financial Planning (CFP) subsidy scheme
• An opportunity to be your own BOSS !!

Dinar Consultants offers high quality educational training in the following areas

i) Personal Development Success,
ii) Financial Success and
iii) Sales Success.

We at Dinar Consultants also utilizes a large network of highly trained educators and certified sales industry professionals such as Stars Academy to transform our consultants to their ultimate success.

Our Business Opportunity Preview (BOP) will be held every Wednesday at
Jalan Bangsar Utama 3,Bangsar. Please call Zachary at +6012.692.8877 for your attendance.

We highly welcome you to attend our BOP and see what we could help you for your Ultimate Success.

Achmade Zakry Ghazali,
http://dca2u.blogspot.com

TEN NEW FUNDS LAUNCHED IN JANUARY 2010

NEW LAUNCHES – Ten new funds were launched in January

this year compared with three funds during the same month of
2009. This, with a total approved fund size of 4.1B units,
was also the largest number of funds introduced since
August 2008. The fund size ranges between RM50M and RM375M,
comprising largely of equity category with exposure on the foreign markets.


• As at end-January 2010, there were 39 UTMCs managing 601
funds.
• Out of the total funds, 164 or 27.3% were Shariah compliant
with a combined NAV of 14.0% of the industry’s net asset
value, while the conventional funds numbered 437 funds or
72.7% with a market share of 86.0% of the total industry.
• The unit trust industy’s NAV rose 2.2% m-o-m to RM204.4B in
January, experiencing 20.4% of the total market capitalisation
of Bursa Malaysia. This is significantly below the rates of over
40% seen in more mature markets.
• UNITS IN CIRCULATION (UIC) – The industry’s UIC continued
to expand further in January by 2.5% m-o-m or 7.1B units to
290.245B units. This was the fastest monthly rate of
increase for the industry since July 2009 when it grew
by 2.7%.
• The inflows in January were largely of equity Malaysia
category with a total of 5.8B units. More than 50% was
contributed by the reinvestment in Amanah Saham Bumiputera
fund, following the recent declaration of an income distribution
of RM4.95B for the financial year ended December 2009 to 6.78M
unit holders.
• However, the equity funds namely equity by sector category had
reported a slight inflow of 42.7M units, while equity offshore
funds incurred a net redemption of 1.0B units. Consequently,
the units in circulation for the equity category in January increased
by 4.9B units compared with 4.9B units in December 2009.

• The withdrawals in equity offshore category were largely of
funds investing in China and Asia Pacific equity markets following
huge market pullbacks during the month.
• The industry also saw the money market and bond
categories gaining in January by 1.9B units and 0.4B units
respectively. Other categories, namely target maturity,
protected, guaranteed as well as mixed asset categories incurred
slight redemptions totalling 0.6B units.
• Compared with the same period of last year, the
industry’s UIC grew 18.6%, or 44.5B units to 290.2B units
as at end-January 2010.
• Equity funds contributed 36.5B units of the total increase, followed
by 8.0B units from money market category and 2.0B from the
bond category. The mixed asset, target maturity, commodity
and others classification saw a net increase of 1.7B units.
• The increased industry’s UIC has helped raise the overall
industry’s subscription rate to 49.16% in January this year from
48.23% charted in the same period of last year.
• Meanwhile, investment per account rose by 9.2% y-o-y
to 20,434 units per account in January 2010 from 18,719
units per account charted a year ago.

2010 UNIT TRUST INDUSTRY PERFORMANCE

The local unit trust industry started the New Year on a convincing
note in January with all its key indicators displaying positive
results. This was despite a slight hick-up in returns as global
markets plunged due to a series of negative sentiments.

• The industry units in circulation increased 2.5% m-o-m
in January totalling 7.1B units, the highest since July
2009 amidst ample liquidity in the financial system. Almost
80% of the total accumulated units were derived from Amanah
Saham Nasional Berhad (ASNB) fixed funds while the remaining
1.5B units were funds managed by other private unit trust
management companies.

• 10 funds were introduced by seven UTMCs, comprising
largely the equity-linked funds.
• The continued expansion in the industry reflect sustained investor
confidence supported by positive economic outlook in domestic
and Asia Pacific region.

• In the domestic economy, the Consumer Sentiments Index (CSI)
and Business Conditions Index (BCI) continued to show
improvements, rising 4.2 and 5.1 points respectively in the 4Q09.

• In the latest IMF World Economic Outlook January 2010, the
global economy is expected to rebound to positively impact in
many emerging and developing economies, followed expansion
in internal and external demand.

Announcement

Ladies & Gentlemen,

Please be informed that my previous blog's url has been changed from http://dinarconsultants.blogspot.com/ to a new url http://dca2u.blogspot.com.

It has been changed to provide shorter url.

Sorry for any inconvenience caused. Thank you.

Regards,

Achmade Zachary Ghazali

Salam Maal Hijrah 1430H & Happy New Year

Please click on the image for better view

*Please click on the image for better view

Achmade Zachary Ghazali,
http://dca2u.blogspot.com

Malaysia : 2009 May Be A Year of Uncertainty With A Bearish Bias

We have seen many things happen this year and records being broken in the financial markets like many records being broken in 2008 Olympics in China. The year 2008 would not be forgotten by many, especially those who are investing in the financial markets. It is one of the most volatile years in the financial markets since year 2000, or perhaps in history.

Let us review what happened this year and try to forecast what is likely going to happen next year. After all, forecasting is always based on historical information and forecasts are not 100% accurate all the time. However, it helps us to prepare expected challenges in the future. There is a very good Malay proverb for investors in the financial markets and that is “Sediakan payung sebelum hujan” and it means get an umbrella ready before the rain.

Average Weekly Range % (Volatility) of KLCI since 1994In Malaysia, the year started with a very bullish sentiment accumulated from a six years bullish trend that started in year 2002 after the dotcom bubble burst in the year 2000. The Kuala Lumpur Composite Index was at about 600 points. The momentum starts to get very bullish in the mid year 2006, when the KLCI was at about 900 points and one year later, it created a new record high. On April 2007, I wrote in Smart Investor and forecasted the KLCI to go as high as 1,500 points. In January 2008, the KLCI closed the highest level ever at 1,516.22 points.

While the equity markets were making new highs, a crisis was already brewing in the United States. During the year 2006-2007, nearly 1.3 million U.S. housing properties were subject to foreclosure activity, up 79% from 2006 because of interest rates has increased and prices of properties did not go up as expected. Prior to that, easy and low interest credit was available to people who are not credit-worthy. Therefore a sub-prime mortgage crisis began that eventually lead to bigger financial crisis.

Equity markets around the world soon realized the extent of damage sub-prime crisis can create and started to correct downwards in October 2007. Historical high closes were created on major indices around the world. The US Dow Jones Industrial Average was at 14,164 points, London’s FTSE was at 6,730 points, Hong Kong’s Hang Seng index was at 31,638 points and our close neighbor Singapore was at 3,875 points. These markets started to correct downwards after October 2007 but the Malaysian equity market continues to climb. Only property and construction companies were affected in 2007 from June onwards as the crisis at that time was only on properties.

The first quarter

In October the KLCI was at about 1,400 points and it climbed to its peak of 1,516 points in January 2008 and while other markets fell. This was primarily due to the increasing price of Malaysia’s major commodity, the crude palm oil. In early 2007, the price of crude palm oil was at about RM1,900 per metric ton and about 1 year later, it shot up more than double to a historical high of RM4,300 in March. Major plantation companies which are heavyweights in the KLCI enjoyed huge increases. In early 2007, SIME Berhad price was at RM7.00 and rose 85% to RM13.00 in January 2008. Another heavyweight IOI Corporation Berhad’s share price rose 140% from about RM3.50 to RM8.50.

In January 2008 after the KLCI made the historical high and which my earlier forecast target met, I made a forecast on Smart Investor (published in February 2008) that the KLCI is going to go into a major correction with a 1,100 target, after analyzing the current economic conditions and the price chart. The price of crude palm oil was trading at around RM3,500 per metric ton for about 4 months after correcting from the historical high in March. This has led to a decline in share prices of plantation companies.

UK’s leading financial house Northern Rock faced financial difficulties in 2007 and in February 2008, it was nationalized (being bought over by the government. Another financial giant was facing difficulties in the US. Bear Sterns was acquired by J.P. Morgan Chase and the government though the central bank has to provide a loan of US$29 billion for the deal to go through. It was uncertain times for Malaysians as they were going to a general election in March. It created another history in Malaysian politics when the ruling government failed to get 2/3 majority for the first time. The KLCI plunged further in face of uncertainty. All these happened in the first quarter of the year.

The second quarter

In the second quarter of the year, the financial crisis deepens. The IMF warned that America's mortgage crisis has spiraled into "the largest financial shock since the Great Depression" and there is now a one-in-four chance of a full-blown global recession over the next twelve months. A report from Bloomberg on the 19th of May 2008 revealed that US$379 billion vanished in asset write-downs and credit losses since the beginning of 2007, including reserves set aside for bad loans, at more than 100 of the world's biggest banks and securities firms. The IMF added that world's financial firms could end up shouldering US$1 trillion worth of losses from the credit crunch.

The price of crude oil suddenly started to increase sharply in April. The price of crude oil rose 40% from US$100 per barrel in early April to a historical high of US$140 in June. Malaysians were in a shock when the government, for the first time in history increased consumer petrol price by 45% from RM1.92 per litre to RM2.70 per litre in June. The increase has caused price of consumer goods to increase and this eventually led to higher inflation. The KLCI was trading in a range of 1,200 points to 1,300 points in the second quarter.

Events in the second quarter fueled the already worsening crisis. With rising inflation and the pressure from governments to lower interest rates to support the financial system, it has created an economic problem. The pain from the deepening crisis is felt in the third quarter.

The third quarter

More government bailouts are happening in the west, and these bailouts caused tax payers money. Equity markets continue to decline from July to September and sentiments continue to be bearish and a new fear has arisen, recession. Most equity markets have already gone down by at least 40% in September since October 2007 peak.

Most of the major events happen in the last month of the third quarter, which is in September. Financial giant Merrill Lynch was acquired by Bank of America for $50 billion. Another financial giant, Lehman Brothers declared bankruptcy on 15 September 2008, facing a refusal by the federal government to bail it out. The US Federal Reserve provided an emergency loan of $85 billion to America’s largest insurance company AIG. Just over three weeks later the Fed reported that AIG had drawn down $70.3 billion of that $85 billion facility. These were only some of the highlights and I believe more financial institutions were facing serious problems. The financial catastrophe has not yet landed in Asia including Malaysia.

The recession fears and financial turmoil have caused price of commodities to fall. Price of light sweet crude oil fell to US$100 per barrel in September. Price of crude palm oil fell to RM2,100 per metric ton, more than half from the peak in March. The sharp decline in prices of commodities was not able to lower the prices of consumer goods and therefore, inflation remains high. Malaysia's inflation rate jumped to a 26-year high of 8.5 percent in August. It only managed to ease to 8.2% in September. The government decided to review price of fuel on a monthly basis and remove some subsidy. The KLCI was at 1,000 points in September 2008. The bearish sentiments have caused me to change my bearish forecast target from 1,100 points to 850 to 900 points.

Fourth quarter

Markets continue decline as more negative corporate earnings were reported and this time more aggressively. Many markets have suspended trading in this quarter because of a breach in the trading range limit. Some markets fell to its sharpest ever fall in a single day. The Dow Jones Industrial Average (DJI) made its biggest single day fall ever with 777.68 points or 7% in the end of September after the US$700 billion bailout plan by the US government failed to get support initially.

Further financial packages from governments and reduction in key interest rates have eased the aggressive decline and markets have found a bottom in late October. The US has cut its interest rates to near zero. The KLCI closed as low as 829.41 in October and is currently at 867.35 points, as at 7 November 2008.

Prices of commodities continue to decline heavily. Price of Crude Oil is currently trading at US$35 per barrel. Just 2 quarters ago, the price of crude oil was at US$140.

Most of the indices started to decline after October 2007 last year and if calculated from that peak, most of the indices have fallen more than 50%. Malaysia equity market generally fell about 36%.

Where do we go from here?

In my previous article in Smart Investor, I mentioned that the KLCI is heading for 850 to 900 range level for support. The KLCI has found a support at 800 points. Has the market bottomed out?In my humble opinion, temporarily yes, at least until the end of the year.

The equity market normally leads the economy by 8 to 12 months. The equity market has already fallen about 36% from the January high. The Malaysian economy is currently slowing down little, unlike other countries especially the west which is slowing rapidly. Our neighbour Singapore is already in a technical recession. Just recently, DBS Bank, a major bank in Singapore planned to cut its workforce by 6% or 900 jobs as profits declined sharply. Companies in Singapore are already preparing for an economic slowdown and economist are predicting that the worst is still far away from what is happening now. I'd expect Malaysia to cut interest rates in 2009 to spur the economy.

I expect the Malaysian economy into recession next year if the financial markets do not recover fast and when this happens, another sell down is expected in the equity market before the market finds its bottom. In 1997, the KLCI fell about 80% from the high of 1,300 points to a low of 260 points. Just a thought, if the current crisis is more severe than the Asian financial crisis, do you think it can fall more than 80% from the high of 1,500 points? My forecast is between 500 to 550 points.

The year 2009 may be a year of uncertainty with a bearish bias and the equity market volatility is expected to settle down a little from the 2008 tsunami. Investors should stay alert in 2009 as short term opportunities may still arise. Investors should learn how to identify these stocks fundamentally and technically. Investors should also look at other investment alternatives like the futures market, which allows investors to also profit from bear markets so that if the year 2009 remains bearish, the investment portfolio can still grow.

While others whine and complain on their disastrous investments in the past years, smart investors learn from their past investments and seek more knowledge to improve their investing skills. Investment education is the best investment when markets are uncertain and bearish. The experience and knowledge learned will prepare you as a better investor in the future.

The article above was published in Smart Investor December 2008 issue and is modified with current information. Article contributed by Private Trader, Market Expert, Trading Coach and Chief Market Strategist of Nextview, Mr. Benny Lee. For more articles and commentaries from Benny, click HERE.

Achmade Zachary Ghazali,
http://dca2u.blogspot.com

Industri Unit Amanah Bakal Alami Persaingan Sengit

KORPORAT

JOHOR BAHRU 25 Nov. - Industri unit amanah di negara ini bakal berdepan dengan persaingan yang sengit dalam menawarkan pulangan pelaburan yang menarik tahun depan.

Ketua Pegawai Eksekutif, ASM Investment Services Bhd. (ASM Investment), Nik Mohamed Zaki Nik Yusoff berkata, industri itu kini melalui 'tempoh sukar' terutamanya dengan penurunan pasaran saham yang mendadak ekoran krisis kewangan global.

Beliau berkata, syarikatnya tidak terkecuali menerima tempias kemelut itu apabila jualan bersih unit amanah sahamnya mengalami kemerosotan sebanyak 15 peratus sejak September lalu.
"Sejak Januari hingga Ogos lalu, jualan bersih unit amanah saham kami mencatatkan prestasi konsisten dengan jumlah melebihi RM30 juta setiap bulan.

"Justeru, jika hari ini kami menjangkakan pulangan pelaburan yang tinggi kepada pelabur pada tahun depan, pasti ramai yang memandang sinis kepada kami.

"Namun ASM Investment tetap komited untuk mampu sekurang-kurangnya mencapai pulangan pelaburan yang sama seperti yang diumumkan pada tahun ini," katanya.
Beliau berkata demikian pada sidang akhbar selepas merasmikan Pejabat Wilayah Johor di sini hari ini. Turut hadir, Timbalan Pengurus Besar, Pembangunan Perniagaan, ASM Investment, Chong Teik Siang dan Pengurus Wilayah Johor, Norsyah Nizam A. Aziz.

Nik Mohamed Zaki berkata, pelabur sebenarnya perlu merebut peluang daripada penurunan pasaran saham ketika ini untuk membeli stok saham yang berkualiti pada harga yang rendah. Jelasnya, sejarah membuktikan pasaran saham akan berubah mengikut kitaran ekonomi untuk kembali pulih dan pada waktu itu, pelabur boleh mengaut keuntungan daripada pelaburan yang dilakukan pada masa sekarang.

"Dalam setiap krisis kewangan, pelabur tidak menyedari bahawa wujud peluang untuk membuat pelaburan. Kegawatan ekonomi 1998 menyebabkan Indeks Komposit Kuala Lumpur (IKKL) merudum hingga paras rendah sekitar 260 mata.

"Krisis kewangan global ketika ini pula hanya menyebabkan IKKL mengalami penurunan pada paras 850 mata. Tetapi ekonomi akan melalui satu pusingan dan bagi pengurus dana, senario ini merupakan satu peluang baik untuk membeli stok saham yang berkualiti pada harga rendah.

"Pasaran saham bergantung kepada sentimen pelabur yang sering didorong dengan pelbagai spekulasi. Mengikut sejarah, pelaburan di pasaran saham perlu dilakukan untuk tempoh jangka panjang. Walaupun berlaku penurunan, pada dasarnya ia akan naik kembali selepas tempoh lima tahun," katanya.

Dalam perkembangan lain, Nik Mohamed Zaki berkata, ASM Investment kini mengorak langkah setapak lagi dalam industri itu apabila menawarkan unit amanah dalam talian sejak dua bulan lalu.

Katanya, tawaran yang dilakukan melalui pihak ketiga itu mampu menjadikan pendekatan dalam taliannya diterima baik oleh pelabur dan industri unit amanah di negara ini dalam jangka masa panjang.

Beliau juga berkata, ASM Invesntment bercadang untuk membuka dua lagi pejabat wilayah di Kuantan, Pahang dan Seberang Jaya, Pulau Pinang pada bulan depan.
Selain Johor katanya, syarikat itu juga telah membuka dua pejabat wilayahnya pada tahun ini di Kuching, Sarawak dan Kota Kinabalu, Sabah bermula Januari dan Mei lalu.
ASM Investment kini menguruskan sebanyak 17 dana dan memiliki saiz dana yang diuruskan sebanyak RM500 juta.



Source : Utusan Online, ov 26, 2008

Achmade Zachary Ghazali,
http://dca2u.blogspot.com